SERVICES
Real Estate Financing
Who We Are
Diamond Business Loans is a private commercial lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. We feature a variety of commercial loans program to accommodate borrowers' needs, with loans limits ranging from $250,000 to $10 million plus.
Our Philosophy
Unlike many other companies, we are purely focused on the commercial finance niche and recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market. Our company implements a tiered approach to financing by utilizing our own access to capital, as well as that of others, to provide our clients with the best options possible. Our premium customer service and attention to detail makes the commercial loan process simple for borrowers as well as commercial finance professionals.
Our Objective
While other lenders are turning down most commercial transactions today, our comprehensive approach enables us to offer loans for more borrowers and on more transaction types. In addition to being able to finance hard to place transactions, we offer loan programs for investors, owners, or companies seeking financing on strong, superior credit grade transactions.
Program Highlights
Up to 90.0% LTV
Loans From $250K to $10M+
Investor & Owner Occupied Loans
No Exorbitant Upfront Deposits
Rates from 7.99% and up
Purchase, Refinance & Cash-Out
Most Commercial Properties Considered
Nationwide Programs
SBA Loan Program
We have been designated as a Preferred Financial Services company by SBA lenders to have loans processed more quickly and efficiently than many others. There are a number of advantages to an SBA loan, including longer terms, no points and no balloon payments.
Who is Eligible for an SBA Loan?
Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses as well as independent or franchise businesses.
Loan Qualifications
Retail and service businesses with sales (3-year average) not exceeding $6 million to $20 million, depending on the industry Wholesale businesses with employees up to 100 regardless of sales volume
Manufacturers with employees up to 500 depending on the industry, regardless of sales volume
SBA 7(A) Loan Size $150,000 to $2.0 million
Loan Fees
Loan packaging fee: $750 to $2,000
Fee is based on loan size, it is collected at the time of loan submission; refunded if declined by credit
SBA guarantee fee: 1.70% to 2.60% of the loan amount
Fee can be financed in the loan
Use of Proceeds
Commercial real estate (purchases, construction, or refinance) Leasehold improvements
Business expansions
Machinery, equipment, furniture or fixtures
Business acquisition
Working capital (offered in conjunction with some of the above) Start-ups (ALL Franchises, Motels, Restaurants, Gas Stations and C-Stores)
